International E-Banking: ICT Investments and the Basel Accord

Authors

  • Hong-Jen Lin City University of New York, U.S.A.
  • Winston T. Lin State University of New York at Buffalo, U.S.A.

Abstract

This study investigates how the Basel Accord and Information and Telecommunications Technologies (ICT) investments affect the commercial banking industries across countries. We employ the stochastic frontier approach to explore a data set composed of commercial banks from 51 countries. We find that telecommunications investment reduces, and the Basel Accord proxy enhances, the cost efficiency of commercial banks under study. Moreover, it is found that ICT investments improve cost efficiencies of commercial banks for countries in which the regulations are consistent with the international supervision.

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Published

2007-06-01

How to Cite

Lin, H.-J., & Lin, W. T. (2007). International E-Banking: ICT Investments and the Basel Accord. Journal of Comparative International Management, 10(1). Retrieved from https://journals.lib.unb.ca/index.php/JCIM/article/view/5677

Issue

Vol. 10 No. 1 (2007)

Section

RESEARCH ARTICLES

License

Papers accepted become the copyright of the journal, unless otherwise specifically agreed.